Pay yourself first is non-negotiable. At the beginning of the month, right after your salary comes in, invest a fixed amount.
Financial independence gives you freedom. Freedom in the form of time, to quit a job you hate or to leave your partner. Whatever you want to leave, or not, money will make the process easier.
There are a lot of benefits to minimalism. You save more time, money and energy by holding on to less. A stark white wall is only optional.
The freedom of paying of your mortgage is great! No more monthly bills. But there are some disadvantages of paying off your mortgage.
What I did, spend and read in may of 2021. And how is my garden doing? I watched Explained Money on Netflix and played a game of Catan.